The Dow Jones Industrial Average (DJIA) is the most popular stock market indicator or index, and sold at a high of 1000 in 1980. In the early summer of 2009 it stood at 8500. Stock investors who simply held onto stocks could easily have made more than 8 times their money vs. very little gain for those investing in gold.
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The second "5" in the equation is to take a personal inventory of the last 5 books that you have read or cd's that you have listened to. Just for fun, the next time one of your friends complains about something...ask them what were the last 5 books that they have read or cd's they have listened to. You will get one of two answers: I do not remember or I do not have the time to read. Your last 5 books that you read will determine where your focus or direction is in life. The average person reads 1 book a year after high school, which is the #1 reason why 95% of people are "dead broke at age 65".
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Landscaping a garden is not for the faint of heart. This is a job for the experts, so don't skimp and save by trying to do it yourself for it will almost certainly cost you more in the long run. Call in an expert to get your garden landscaped, see your money being wisely spent and have peace of mind throughout it all, knowing that the end result will be as close to perfect as it can be.
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